You're Probably Wasting ₹800+/Month on Forgotten Subscriptions

The subscription leak is real

Quick, without looking: how many active subscriptions do you have right now?

Most people say 3-4 and are actually at 7-9. Here's what a typical Indian 22-year-old might be paying every month without fully realizing it:

Potential total: ₹998 - ₹1,733/month

That's ₹12,000 - ₹20,000 per year on subscriptions. Some of which you're probably not even using.

The "subscription creep" problem

Subscriptions are designed to be forgotten. That's not an accident — it's the business model. They:

• •Charge small amounts that don't feel significant individually
• •Auto-renew so you don't actively decide to continue
• •Bundle features so you think you're using them even when you aren't

How to audit your subscriptions

Step 1: Find all of them

Go through your bank SMS alerts or email for words like "renewed", "subscription", "debited". You'll be surprised what you find.

Step 2: Categorize by usage

• •Use every week → Keep
• •Use once a month → Maybe
• •Haven't used this month → Kill

Step 3: Check for overlaps

Are you paying for both Hotstar and Netflix? Both Spotify and YouTube Premium? Pick one.

Step 4: Set reminders for free trials

Free trials that auto-convert to paid are responsible for a surprising amount of subscription spend. Set a calendar reminder 2 days before a trial ends.

Using Wallezy's Subscription Tracker

Wallezy has a dedicated Subscription Tracker that:

• •Lists all your active subscriptions in one view
• •Shows your total monthly subscription spend
• •Alerts you before renewals (if you set up the expense with a recurring flag)
• •Categorizes them under "Streaming", "Food Delivery", etc.

Once you see the total in one place — "₹1,400/month on subscriptions" — the math becomes obvious. That's ₹16,800/year. Enough for a flight to Goa and back, twice.

The subscription reset

Every 6 months, do a subscription audit. Ask for each one: if I cancelled this today, would I notice by next week?

If the answer is no, cancel it. You can always resubscribe when you actually want to watch something.